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Make apt to dispute the debt in writing within a couple of weeks of receiving notice via a collection agency. They must then halt all collection activity until a copy of the verification is sent to anyone. If verification of the debt may not be obtained, all collection activity by the collection must be ceased.

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Under FDCPA, you own the right to validate the debt. Ask the collector to prove to you that you are currently the man or woman who is in charge of the mounting bills. If they fail to prove it, they can’t have the authority to collect any debt a person.

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